Need to know
- In California, most people must have health insurance or may have to pay a tax penalty.
- You may qualify for free or low-cost health coverage.
- If you already have insurance, you should choose a primary care provider (doctor).
- You can still get care at low-cost clinics if you do not have insurance.
- Costs and services are different at each clinic and plan.
- If this is a medical emergency, call 911.
Before you start
- Gather basic information, like your income and how many people live in your household
- Have any documents you have, like an ID or pay stubs (not always required)
- Have your insurance card if you have coverage
What to do
- See if you qualify for free or low-cost health insurance
- Get help signing up for a plan
- If you have insurance, find a doctor in your plan’s network
- Find a clinic if you need care now
- Apply for health insurance through Covered California
You may get financial help to lower your cost:
Covered California health insurance application - Apply for Medi-Cal
This program offers free or low-cost coverage for people with limited income - Find a low-cost clinic near you
Search here: Find a low-cost clinic near you - Visit a Marin County clinic (no insurance needed):
- Marin Community Clinics (Greenbrae, Larkspur, San Rafael, Novato)
- Marin City Health & Wellness Center (Marin City, San Rafael)
- Petaluma Health Center (West Marin)
- Ritter Center (San Rafael)
- Learn about other low-cost health care programs
County Medical Services Program (CMSP): Healthcare Within Reach - If you have insurance:
- Call your health plan or visit their website
- Ask for a list of in-network doctors near you
- Choose or change your primary care provider (PCP)
- Ask about costs, urgent care, and telehealth options
What's next
Get help
If you need help and you have Medi-Cal, call the Medi-Cal call center at 877-410-8817 (Monday to Wednesday, Friday, 7:30 a.m. to 12 p.m. and 1 p.m. to 4 p.m.).
If you have Medi-Cal visit the Partnership Health Plan of California or Kaiser Permanente (KP members only) websites for assistance.